Author: SS
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Nifty v/s Gold – Returns over last 15 years (2006-2020)
Nifty and Gold are two investment options that are favorites among Indian investors but both the investments belong to different types of asset classes. Nifty belongs to equity asset class while Gold belongs to commodities. Inherently, both asset classes have different characteristics when it comes to evaluating the risk weighted returns. Equities are known to…
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India’s Great Economic Package of ₹20 Lakh Crore for Atma Nirbhar Bharat
India continues its fight against the COVID-19 pandemic with a nation-wide lockdown. PM Narendra Modi, in his typical style, came on national TV at 8 PM on 12th May and announced his “Atma Nirbhar Bharat” (self-reliant India) plans to tackle with the slowdown and prepare India for future growth. PM Modi announced that an economic…
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What is the P/E Ratio – A Beginners Guide
Introduction The stock market is a world full of technical jargons and really complex sounding words. It’s a nightmare for beginners. You read, see and hear confusing terminologies all over the media. It’s surprisingly difficult to find simple explanations of these complex concepts. Here’s the thing about stock markets – you ask someone a simple…
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How much is Millions and Billions in Lakhs and Crores – Quick Conversion
Introduction Indian schools and colleges teach their students the Indian numbering system which uses lakhs and crores to denote higher numbers. This system is widely used in India across all industries. For instance, our salary packages our defined in lakhs per annum while companies report their financial statements in crores. This system is so common…
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Why Real Estate prices never go down and always keep rising?
Introduction Real estate is a highly leveraged market. Now that’s a pretty complex sounding statement to start an article with. Worry not, let’s break it down and as usual try to keep things as simple as possible. By now you must have heard it from everyone (read your family members) that real estate is the…
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Oil Market Crash – How Indian traders lost ₹350 crore
Introduction Crude Oil is traded in India on the commodity exchange (MCX). This is the exchange where all other types of commodities like Gold, Copper, Cotton, Natural Gas, etc. are traded in India. MCX is to commodities like NSE is to stocks. How Crude Oil is traded? Just like all other commodities, the trades are…
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What is Technical Analysis – An Introduction for Beginners
Introduction Technical Analysis can be defined as a methodology of forecasting future prices based on an examination of the past price movements. Technical analysis is not astrology for predicting prices. Technical analysis is based on analyzing current demand-supply of commodities, stocks, indices, futures or any tradable instrument. Technical analysis involves putting stock information like prices,…
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What is the AGR issue – A Simple Explanation
Introduction News about the ongoing AGR case between the telecom companies and the Government of India is all over the media. But what exactly is AGR and how will it affect the telecom companies? Let’s get started. What is AGR? AGR stands for adjusted gross revenue. But before we understand what AGR is, we need…
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Indian Unicorn Startups – Led by Chinese Funding
What is an Unicorn startup? First things first, for those of you who have heard the term “unicorn startups” but don’t know its meaning, here it is – Unicorns are privately held startup companies which are valued at $1 billion (₹7,500 crore) or more. The term “unicorn” was coined in 2013 by venture capitalist Aileen…
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How to analyze banking stocks? Top 8 banking metrics to track
There is no smoke without fire. Several signs can alert you when a bank is in trouble. The recent collapse of Yes Bank in March 2020 has shattered the myth of many investors that a bank cannot fail. Yes Bank was quickly bailed out by the joint efforts of the RBI, Central Government and the…
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Top 10 Stock Market Crashes in India in the last 20 years
Stock markets are cyclical machines. They move ahead in a wave form instead of a straight line. And you may ask, what is the core characteristic of a wave? Well, waves move in peaks and troughs. What goes up comes down and what goes down comes up. This cycle goes on indefinitely. Stock markets are…
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Top Mutual Funds in India by Assets Under Management (AUM)
The rapid spread of the novel coronavirus (COVID-19) across the globe has got investors worried about the impact on the financial markets, especially equities. In such a situation, the question on the minds of investors is whether to stay invested or exit. Equity Markets vs Coronavirus Equity indices worldwide, including India, had a tumultuous 2020.…
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What is the role of Reserve Bank of India (RBI) in Indian Economy?
Overview From time to time, we read and watch news about the Reserve Bank of India (RBI) implementing some policies, increasing or decreasing some complex sounding rates, the RBI Governor talking about how inflation is rising, etc. Occasionally we might also hear a friend from finance background talk about how the latest act of RBI…
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Indian Food Services Industry – Market Analysis
Overview The Indian food services market has gained momentum in the last decade due to changing consumption patterns that have seen an increase in a tendency to eat out that had not traditionally been a feature of Indians’ lifestyle. This has ensured a constant growth of the Indian food services market, which has evolved considerably…
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USD vs INR Historical Exchange Rates for last 70 years (1947 to 2020)
The Great American Dollar ($) The official currency of the United States of America, the US Dollar ($) is an universal symbol of money and is one of the most recognized symbols worldwide. USD is the most powerful currency in the world right now and it has been so for many decades now owing to…
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Nifty vs Gold Returns over 15 years (2006-2020) – Where to invest?
Nifty and Gold are 2 investment options that are favorites among Indian investors but both the investments belong to different types of asset classes. Nifty belongs to equity asset class while Gold belongs to commodities. Inherently, both asset classes have different characteristics when it comes to evaluating the risk weighted returns. Equities are known to…
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Top Stock Brokers in India – Market Share Analysis
India still has a long way to go when it comes to drawing participation of the general public in the financial markets. For a country having a total population of 130 crore people out of which 35% is estimated to be the working class, currently only 88 lakh people hold a demat account. It is…
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Yes Bank Bailed Out! Final Shareholding Pattern after Capital Infusion
Yes Bank was bailed out today after State Bank of India (SBI) and a consortium of 8 other private banks have infused a total capital of ₹12,550 crore by purchasing 1255 crore shares of Yes Bank at ₹10 each. The proceedings of the bailout were as per the directives of issued by the Reserve Bank…
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What are circuit breakers in stock markets?
Yesterday, on 13th March 2020, trading was halted on Indian stock exchanges as the markets plunged drastically due to COVID-19 fears. It was absolute panic in the stock markets and it felt like the world is coming to an end. If trading was not halted, the market would have dropped even further as more and…
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What is a Circuit Breaker in Stock Markets
What is a lower or upper circuit? Lower or upper circuit is an automatic mechanism to stop a freefall or massive surge in a security or an index during trading hours. It is used to check the volatile swings in the market. When is circuit used? The index-based market-wide circuit breaker system applies at 3…